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TERMS OF USE

These Terms of Service (the “Terms”) are an agreement between you and IRM Co., Ltd. and its subsidiaries and affiliates (col-
lectively, “IRM”). They govern your access and use of the websites, mobile apps, and other software products and services
that we operate and that link to these Terms (collectively, our “Services”).

Please review these Terms carefully before using the Services. We may change the Terms or modify, suspend, or terminate any
features of the Services at any time in our sole discretion consistent with applicable law. We will notify you (including by post-
ing the updated Terms on the Services) of changes to these Terms. By continuing to use the Services, you accept such chang-
es to the Terms, which will take effect at the time they are posted or as otherwise required by applicable law.

BY USING OUR SERVICES, YOU ARE AGREEING TO BE BOUND BY THESE TERMS AND OUR PRIVACY STATEMENT. If you are
using our Services for an organization, you are agreeing to these Terms on behalf of that organization.

I.  USE OF THE SERVICES

Limited License. Subject to these Terms, we grant you a limited, revocable, non-sublicensable, nontransferable, and non-exclu-
sive right to use the Services. You may not modify, copy (except for a single backup copy and transient copying required to
operate the Services), distribute, transmit, display, perform, reproduce, publish, create derivative works from or adapt, sell,
rent, lease, sublicense, or otherwise transfer or make available the Services or any portion thereof. You have no rights in or to
the Services unless expressly granted to you under these Terms. Your license is automatically rescinded and terminated if you
breach any provision of the Terms.

Eligibility. You represent that you are not a person barred from receiving the Services under applicable law. You also represent
that you either are over the age of majority in your country or, consistent with applicable law, use the Services only with the
permission and under the supervision of a parent or legal guardian that has reviewed and agreed to these Terms. Children (as
defined under applicable law) may not register for an account and may not provide any personal information to IRM or others
through the Services.

Account Registration. Our Services require you to create an account with us. If you are not signed into your account, you might
not be able to access some portions or features of the Services. When creating an account, you will provide only accurate and
complete information, and promptly update this information. You will keep your username and password confidential and
secure, and will not use the same password that you use for other websites or services. You will uninstall and delete the Ser-
vices before transferring any device on which they are installed. You will immediately notify us if you discover or otherwise sus-
pect any unauthorized access to or use of your account.

NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THESE TERMS, YOU ACKNOWLEDGE AND AGREE THAT YOU SHALL
HAVE NO OWNERSHIP OR OTHER PROPERTY INTEREST IN YOUR ACCOUNT, AND YOU FURTHER ACKNOWLEDGE AND
AGREE THAT ALL RIGHTS IN AND TO THE ACCOUNT ARE AND SHALL FOREVER BE OWNED BY AND INURE TO THE BENEFIT
OF IRM. We do not recognize or allow the transfer of accounts between users. You may not, and may not offer to, purchase,
sell, gift, or trade any account. Any such attempt shall be null and void and may result in the termination and forfeiture of the
account.

Updates. IRM may provide you with updates as they are made generally available by IRM in its sole discretion. You acknowl-
edge and agree that IRM may provide updates to you remotely and automatically, including by (without limitation) accessing the
device on which you use the Services. Any updates provided or made available by IRM are part of the Services and will be sub-
ject to these Terms.

Export Controls. You will abide by all applicable export laws and regulations when using the Service. The Services, or any part
thereof, may not be downloaded or otherwise exported or re-exported (a) into any country for which the United States has a
trade embargo, or (b) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Com-
merce Department’s Table of Denial Orders or subject to EU or EU member state financial or other sanctions. You represent
and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

Cross-border Transfers. By accepting these Terms you understand and agree that performance of these Terms and provision
of the Services may require transfer of the information that we collect from your country to other countries, which may not pro-
vide the same level of protection as the United States, European Union/European Economic Area, or your home country.

II.  INTELLECTUAL PROPERTY AND CLAIMS OF INFRINGEMENT

The Services (including any updates thereto) are protected under the copyright and other intellectual property laws of the
United States, European Union, and other countries. IRM and our associated logos and names are our trademarks and/or ser-
vice marks. Other trademarks, service marks, names, and logos used on or through the Services are the trademarks, service
marks or logos of their respective owners. You are granted no right or license with respect to any of these trademarks, service
marks, or logos without our prior written consent. IRM owns and shall retain all right, title, and interest, including without limita-
tion all intellectual property rights, in and to the Services and any portions thereof.

While using the Services, you may upload, submit, store, send and receive content. You retain ownership of any intellectual
property rights that you hold in that content. When you upload, submit, store, send or receive content to or through the Ser-
vices, you give us a worldwide license to use, host, store, reproduce, modify, create derivative works (such as those resulting
from translations, adaptations, or other changes we make so that your content works better with our services), communicate,
publish, publicly perform, publicly display and distribute such content. The rights you grant in this license are for the limited
purpose of operating, promoting, and improving our services, and to develop new ones. This license continues even if you
stop using our services unless you delete your content. Make sure you have the necessary rights to grant us this license for any
content that you submit to the Services.

You are not obligated to provide IRM with any suggestions or feedback about the Services (“Feedback”). To the extent you do
provide Feedback to IRM, you assign ownership of such Feedback to IRM, and IRM may use and modify such Feedback with-
out any restriction or payment.

III.  PAYMENT

Billing. You shall pay the fees for the Services as provided in the applicable subscription. You are responsible for all applicable
taxes, and we will charge tax when required to do so. Some countries have mandatory local laws regarding your cancellation
rights, and this paragraph does not override these laws.

Refund. You may cancel your subscription at any time. Refunds are only issued if required by law. Your account will remain in
effect until it is canceled or terminated under the Terms. If you do not pay for your account on time, we reserve the right to
suspend the account.

Changes. IRM may change the fees in effect for an account but will give you advance notice of such change via a message to
the email address associated with your account.

IV.  CODE OF CONDUCT

You will not use the Services in any manner that, in IRM’s sole discretion, is unlawful or could damage, disable, overburden, or
impair the Services or interfere with IRM’s or any others’ use and enjoyment of the Services. Without limiting the generality of
the foregoing, prohibited conduct includes the following, subject to applicable law:

•    Using any hacks, cracks, bots, or third-party software that may modify, temporarily or permanently, the code or the user
experience of the Services, whether locally on your device or on servers, or using any application, software or technology that
is not expressly authorized by us.

•    Reverse engineering, deriving source code, modifying, decompiling, disassembling the Services or any portion thereof, or
otherwise determining or attempting to determine any source code, algorithms, methods or techniques used or embodied in
the Services.

•    Removing, altering, or concealing any copyright, trademark, patent or other proprietary notices, legends, symbols, or
labels (including any watermark or other digital rights management technology or other information) contained on or within the
Services.

•    Using or attempting to use any viruses, malware, or any other computer code, files, programs, software, routine, or device
designed to interrupt, destroy, or limit the functionality or proper working of the Services or IRM’s systems or networks, includ-
ing by engaging in, instigating, or facilitating any denial of service attack or similar conduct, or attempt to probe, scan, test the
vulnerability of, or breach the security of any system or network.

•    Distributing unauthorized materials or advertising or promoting goods or services without our permission (including, with-
out limitation, by sending spam, promotional materials, junk mail, chain letters, pyramid schemes or any other form of unautho-
rized solicitation).

•    Engaging in conduct that is any illegal, harmful, fraudulent, infringing or offensive, or otherwise objectionable in IRM’s sole
discretion.

•    Publishing, or sharing in any way, the personal information of other users, or any material, non-public information about
IRM without the authorization to do so.

•    Engaging in any other conduct that, in IRM’s sole judgment, exposes us, any of our users, or any other third party to any
liability, damages, or detriment of any type.

WE MAY WITHHOLD, SUSPEND, MODIFY, OR TERMINATE YOUR ACCESS TO THE SERVICES FOR ANY OR NO REASON AT
ANY TIME WITHOUT NOTICE UNLESS OTHERWISE REQUIRED BY APPLICABLE LAW.

V.  THIRD-PARTY SERVICES, CONTENT, AND NETWORKS

The Services may be made available to you through third-party services and may link to or include third-party services or con-
tent. We do not control, endorse, sponsor, recommend, or otherwise accept responsibility for such third-party services or con-
tent. These third parties may require you to install additional software, register for additional accounts, agree to additional
terms and conditions, or take other actions before using the Services. Use of any third-party services or content is at your own
risk and is subject to the third party’s terms and conditions. Under no circumstances will IRM be responsible or liable in connec-
tion with your reliance on or use of third-party services or content.

When using our Services, your device may connect to or utilize third-party networks, and you may incur fees based on your
use of those networks. You are solely responsible for any and all costs and fees in connection with accessing and using the
Services, including without limitation internet service provider fees, telecommunications fees, text messaging fees, excess
broadband fees, and the costs of any and all devices and equipment used in connection with the Services.

VI.  TERMINATION

You’re free to stop using our Services at any time. We reserve the right to suspend or terminate your access to the Services
with notice to you if:

(a)    you’re in breach of these Terms,

(b)    you’re using the Services in a manner that would cause a real risk of harm or loss to us or other users, or

(c)    you haven't accessed our Services for 12 consecutive months.

We’ll provide you with reasonable advance notice via the email address associated with your account to remedy the activity
that prompted us to contact you and give you the opportunity to export your content from the Services. If after such notice you
fail to take the steps we ask of you, we’ll terminate or suspend your access to the Services.

We will not provide notice before termination where:

(a)    you’re in material breach of these Terms,

(b)    doing so would cause us legal liability or compromise our ability to provide the Services to our other users, or

(c)    we are prohibited from doing so by law.

VII.  DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

IRM AND ITS DEVELOPERS AND SERVICE PROVIDERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY,
AVAILABILITY, TIMELINESS, ACCURACY, FITNESS, PERFORMANCE, OR INTEROPERABILITY OF THE INFORMATION, SOFT-
WARE, PRODUCTS, SERVICES AND ANY CONTENT CONTAINED WITHIN THE SERVICES FOR ANY PURPOSE. YOUR USE OF
THE SERVICES IS AT YOUR OWN RISK. THE SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. IRM AND
ITS DEVELOPERS AND SERVICE PROVIDERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE
SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT.

YOU SPECIFICALLY AGREE THAT IN NO EVENT WILL IRM, OUR REPRESENTATIVES, MANAGERS, PARTNERS, SHAREHOLD-
ERS, JOINT VENTURERS, THIRD-PARTY CONTRACTORS, EMPLOYEES, LICENSEES, LICENSORS, ADVERTISERS, OR AGENTS
BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, LOST PROF-
ITS, OR OTHER DAMAGES WHATSOEVER ARISING IN CONNECTION WITH THE USE OF THE SERVICES, ANY INTERRUPTION IN
AVAILABILITY OF THE SERVICES, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LOSS OF DATA, OR USE,
MISUSE, RELIANCE, REVIEW, MANIPULATION, OR OTHER UTILIZATION IN ANY MANNER WHATSOEVER OF THE SERVICES OR
THE DATA COLLECTED THROUGH THE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY,
OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS. IF YOU ARE DISSAT-
ISFIED WITH ANY PORTION OF THE SERVICES, OR WITH ANY OF THE TERMS OF THE APPLICABLE AGREEMENTS, YOUR
SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES. THE MAXIMUM AGGREGATE LIABILITY OF IRM
FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION
NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, SHALL BE THE AMOUNT YOU PAID FOR THE SERVICES, TO THE EXTENT
PERMITTED BY APPLICABLE LAW.

VIII.  INDEMNIFICATION

You agree to indemnify, defend and hold IRM, along with our representatives, managers, partners, shareholders, joint ventur-
ers, third-party contractors, employees, licensees, licensors, advertisers, and agents, harmless from and against any and all
loss, costs, expenses (including reasonable attorneys’ fees and expenses), claims, damages and liabilities related to or associ-
ated with your use of our services and any alleged violation by you of these Terms. We reserve the right to assume the exclu-
sive defense of any claim for which we are entitled to indemnification under this section. In such event, you shall provide us
with such cooperation as we reasonably request.

VIII.  GOVERNING LAW AND DISPUTE RESOLUTION

Without regard to principles of conflicts of law, you agree that the application of the United Nations Convention on Contracts
for the International Sale of Goods is expressly excluded, regardless of your place of residence. To the fullest extent permitted
by law, you agree that these Terms will be construed in accordance with, and were entered into under, the laws of the Republic
of Korea. The sole and exclusive jurisdiction and venue for actions arising under this Terms shall be Seoul Central District Court
in Korea.

If you are a U.S. resident, you may only resolve disputes with IRM on an individual basis, and may not bring a claim as a plain-
tiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney gener-
al actions, and consolidation with other arbitrations are not allowed.

IX.  MISCELLANEOUS

Entire Agreement. These Terms constitute the entire agreement between you and us, superseding any prior or contemporane-
ous communications and proposals (whether oral, written or electronic) between you and us.

Relationship of Parties. You agree that no joint venture, partnership, employment, or agency relationship exists between you
and us as a result of these Terms or your access to and use of the Services.

Severability. If any provision of these Terms is found to be illegal or unenforceable, that provision will be severed. The remain-
der of the Terms will remain in full force and effect. The severed provision will be replaced by an enforceable provision that
comes closest to the intention underlying the unenforceable provision.

Assignment. This agreement may not be assigned, in whole or part, whether voluntarily, by operation of law, or otherwise, by
you without the prior written consent of IRM. IRM may assign, license, delegate or otherwise transfer its rights or obligations
hereunder to any third party without restriction. Subject to the preceding sentences, the rights and liabilities of the parties
hereto are binding on, and shall inure to the benefit of, the parties and their respective successors and permitted assigns. Any
attempted assignment other than in accordance with this Section shall be null and void.

Captions and Headings. The captions and section and paragraph headings used in the Terms are inserted for convenience
only and shall not affect the meaning or interpretation of the Terms.

Waiver. Our failure to enforce any provisions of these Terms or respond to a violation by any party does not waive our right to
subsequently enforce any terms or conditions of the Terms or respond to any violations.

X.  CONTACT US

If you have questions about these Terms, please contact us as follows:

IRM Co., Ltd.
4F-D, Myung-Woo Bldg.
169, Yeoksam-ro Gangnam-gu, Seoul, Korea 06247
Phone: +82 70-8230-6690
Fax: +82 70-8230-6693
Email:bizinfo@irm.kr